Okay, so now along with the recession and our limited income, the chance that my husband could be laid off at any time (though that has been the case now for about 9 years...), now comes another thrilling discovery for me to OBSESS over.
Recently, my husband applied for a new life insurance policy. The 10-year term policy had expired and we decided to convert to a "term plus" policy which would cover our expenses should the unthinkable occur, as well as build a small amount of equity over the next 20 years.
This afternoon my husband received a call from the life insurance agent. Apparently, the underwriters DENIED my husband coverage, they REJECTED him for the madenningly vague reason of "unusual levels due to kidney function." WTF?????
The insurance agent had no other information for us (due to privacy laws, thanks so much) and so now we just have to wait for THE LAB TO SEND US THE ENVELOPE IN THE MAIL! Then we can take whatever their results are to our doctor so that HE can decifer what (if anything) is wrong with my husband.
The thing that makes me nervous about all this is that insurance companies WANT your money. The only reason they would DENY you coverage is because they think you have something THAT MIGHT CAUSE YOU TO DIE EARLY, THEREBY MAKING THEM PAY.
So, for the next several days I get to wait for the mail truck while I cruise WEBMD, typing in vague phrases like "kidney function" and "irregular test results". I'll obsess about this until I know for sure just what the problem might be.
Cause that's just the kind of gal I am...
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